Please note: The information contained on this Website and the resources available for download through this website is not intended as, and shall not be understood or construed as, financial advice. We are not attorneys, accountants or financial advisors, nor are we holding ourselves out to be, and the information contained on this Website is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. We have done our best to ensure that the information provided on this Website and the resources available for download are accurate and provide valuable information. Regardless of anything to the contrary, nothing available on or through this Website should be understood as a recommendation that you should not consult with a financial professional to address your particular information. HeartBound Ministries expressly recommends that you seek advice from a professional. Neither HeartBound Ministries nor any of its employees or owners shall be held liable or responsible for any errors or omissions on this website or for any damage you may suffer as a result of failing to seek competent financial advice from a professional who is familiar with your situation.